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Nigel Merchant

Nigel Merchant is a Technical Manager at Kings Court Trust, where he has worked for over 15 years. Nigel has conducted over 2,000 family meetings and built up a huge amount of technical knowledge to share with partners and clients. Nigel has a calm and empathetic delivery which helps to achieve the business’ purpose of helping families to move on. Previously, Nigel worked at HSBC bank for over 25 years in the branch network, lastly as a Branch Manager and Personal Banking Manager, highlighting that customer service is a key driver for Nigel.

Recent Posts

How to find a Will and other important documents

on 03-Apr-2024 10:49:00 By | Nigel Merchant |
A step that often causes family members additional stress and anxiety when someone dies is locating the deceased’s important documents. This includes the Will, which details the Testator’s wishes regarding how they want their estate to be distributed. Unfortunately, locating a Will and other important documents can sometimes be a difficult and time-consuming process for loved ones coming to terms with a death. This blog answers frequently asked questions about locating the Will to help you navigate this stressful time. The blog explores how to find a Will, what happens if you can’t find a Will, and the benefits of storing estate planning documents with a professional storage provider.
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What is a Grant of Representation?

on 18-Mar-2024 12:15:00 By | Nigel Merchant |
A Grant of Representation is a legal document issued in the United Kingdom that gives the person named on it the authority to administer the estate and other assets of a deceased person. In simple terms, it is a document that proves that the person handling the deceased's assets has the legal right to do so.
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What happens to my debt when I die?

on 29-Feb-2024 11:07:39 By | Nigel Merchant |
The period after the death of a loved one is a difficult time; and many people prefer to avoid thinking about it in advance. There are many challenges to consider; not only the emotional difficulties, but also the administrative duties that will need to be dealt with. An example of this is when the deceased has outstanding debts upon their death. Matters such as these become even more difficult to handle when the debt is unexpected and no provisions for its repayment have been made. It is a commonly held assumption by many people that debts are written off upon the death of the borrower; however, in general, this is not true.
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An overview of Inheritance Tax and gifting

on 13-Feb-2024 09:56:22 By | Nigel Merchant |
When estate planning or dealing with the estate of someone who has died, you may have to handle Inheritance Tax (IHT).
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10 things to consider when writing your Will

on 24-Jan-2024 14:09:00 By | Nigel Merchant |
Getting around to writing your Will can be difficult. Most people don’t like to think about what will happen when they die, and it’s one of those tasks that feels easy to delay. Many people die without leaving a Will, which can cause a lot of stress for their loved ones. However, writing a Will is important, as it ensures that your wishes are honoured after death and that your estate is passed on in the manner you intended. Read more about the purpose of a Will.
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Who should be the Executor of a Will?

on 22-Jan-2024 11:48:00 By | Nigel Merchant |
Executors are people chosen and named in a Will by the Testator, who is the individual whose Will it is. The Executors of a Will are responsible for administering the estate of the Testator when they have passed away. Up to four Executors can be named in a Will, and it’s best practice to name at least two.
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What is the probate process?

on 12-Jan-2024 16:45:00 By | Nigel Merchant |
When a loved one passes away, there are many tasks that must be completed before their estate can be distributed to the beneficiaries. One of those tasks may be applying for probate; probate is not always needed, but if it’s required, it can be a confusing process that involves a lot of time and effort. This blog aims to simplify probate and explain what it is, when it’s required, and the application process.
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What is a professional Executor?

on 30-Oct-2023 16:11:27 By | Nigel Merchant |
When creating your Will, you will be faced with the decision of who to name as your Executor(s). This blog will provide an overview of the role, the options available, and what to consider when appointing an Executor.
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What is a codicil?

on 17-Oct-2023 11:24:52 By | Nigel Merchant |
A codicil is a legal document that’s used to modify, add to, or revoke certain provisions of an existing Will. Instead of spending time and money writing an entirely new Will, a person can use a codicil to make minor changes or updates.
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